Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Prime Location, Top Schools & Zero Down Potential! Discover the perfect blend of comfort and convenience in this exceptional home with amazing value and ideally situated within top-rated Clay County Schools, all while potentially qualifying for USDA financing - a ZERO DOWN loan! An open floor plan awaits, offering a flex area adjacent to the entry, perfectly suited for a dedicated office or play zone. The heart of the home is a chef's delight, featuring sleek countertops, a brand new cooktop, and a double oven - perfect for hosting memorable gatherings. The upstairs loft is a versatile space that can easily transform into a home office, playroom, or media center, catering to your unique needs. Enjoy year-round comfort & efficiency with a new 2024 HVAC system. All appliances included. Spectacular resort-style amenities include a swimming pool with waterslide, playground, fitness center, splash pad, and basketball & pickleball/tennis courts.