One or more photo(s) has been virtually staged. Welcome to this beautifully updated 4-bedroom, 3-bath home in the heart of Carrollwood offering a rare combination of lake access, NO HOA, and true move-in-ready condition. Situated on a spacious fenced lot, this property delivers flexibility, comfort, and Florida living at its finest. An oversized private front courtyard creates an inviting first impression—perfect for morning coffee, entertaining guests, or creating your own garden retreat. Inside, the bright open floor plan is filled with natural light. The updated kitchen features granite countertops, stainless steel appliances, and a skylight that enhances the airy feel while seamlessly connecting to the living and dining areas. The sun-filled primary suite offers a walk-in closet and an ensuite bath complete with a tub/shower combo and skylight for a spa-like ambiance. Two additional bedrooms share a full bath, while the fourth bedroom with its own private ensuite provides incredible flexibility—ideal for an in-law suite, guest quarters, or home office. Outdoor living truly shines with a screened lanai and extended patio, perfect for entertaining or relaxing evenings. Additional features include indoor laundry, a powered storage shed, newer washer and dryer, and an additional refrigerator. Enjoy the freedom of NO HOA or CDD, plus access to nearby community amenities including playgrounds, sports courts, and open green spaces. Conveniently located near the Veterans Expressway, top-rated schools, shopping, dining, and everything Carrollwood has to offer. Major Updates: Roof (2024) | AC (2025) Recent price reduction + $5,000 seller credit makes this an incredible opportunity. Sellers are highly motivated and ready to make a deal — schedule your showing today and submit your offer before it’s gone!